Send money to Nigeria — cost comparison

Cost to send money to Nigeria

Traditional cost2.72% — US→NGN bilateral — World Bank RPW Q3 2025 ($4.47 fee + 0.48% FX margin)

Crypto rail alternatives

RailFee
Quidaxcheapest USD→NGN rail (RemitRoutes live index, 2026-08)
Onramp.money2% capped at 1,000 NGN

Traditional source · Crypto source · reviewed 2026-08-13

Crypto fees are gateway-only; rate spread and network fees add on top. Not financial advice.