Send money to Kenya — cost comparison

Cost to send money to Kenya

Traditional cost11.55% — all corridors — UN SDG 10.c.1 Q3 2025 receiving-country average

Crypto rail alternatives

RailFee
Binance P2P1.5% buy / 130 KES flat sell
Onramp.money2% M-Pesa gateway
Safaricom agent cash-out11–309 KES banded

Traditional source · Crypto source · reviewed 2026-08-13

Crypto fees are gateway-only; rate spread and network fees add on top. Not financial advice.